Wednesday, November 27, 2024

The best way to get your journey insurance coverage totally free, and make annual financial savings that might even imply an additional vacation

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We’re delving into some actual adulting at this time as we chat about journey insurance coverage and cash saving hacks! 

Do you know that should you use Cedar Tree journey insurance coverage, you get entry to a member’s membership the place there are large reductions for each journey and on a regular basis spending?

I began utilizing Cedar Tree for my household’s annual journey insurance coverage final 12 months as a result of I cherished their easy-to-understand coverage and their complete Covid cowl. I didn’t really realise that their member’s membership, which now contains the Low cost Hub, could be such a bonus!

Utilizing the reductions on this membership you could possibly go on to save lots of sufficient cash to cowl the price of your journey insurance coverage and even sufficient to e-book one other vacation!

Sure, that’s proper. You would basically get your journey insurance coverage totally free and make large financial savings, which you could possibly stash away…however everyone knows we’d relatively spend these financial savings on a vacation!

Listed here are some examples of the financial savings obtainable within the Cedar Tree Low cost  Hub

  • 40% off cinema tickets
  • 10% off lodge bookings with Accommodations. com
  • As much as 20% off automobile rent
  • 10% off Expedia UK bookings

In the event you purchase eGift playing cards you will get:

  • 4% off at supermarkets like Sainsbury’s or John Lewis
  • 7% off at M&S
  • 7% off at JustEat
  • 5% off with Airbnb

There are such a lot of extra methods to save cash with the Low cost Hub however I’ve gone right into a bit extra element about how I’m saving cash for my household beneath.

Cheers to 7% off my M&S G&T!

^I stayed in a distant cabin in Snowdonia this weekend so stocked up on M&S meals and goodies earlier than I left – all purchased with my 7% low cost by way of the Low cost Hub!

Cedar Tree Journey Insurance coverage

My 20% Cedar Tree Low cost Code: LVYARC69UR

The Cedar Tree low cost code can’t be used at the side of some other provide, and the coverage should be purchased instantly from www.cedartreeinsurance.com 

You might keep in mind that final 12 months I began utilizing Cedar Tree for my household’s annual journey insurance coverage. This was a time when journey was unsure on account of Covid restrictions and holidays have been being cancelled left, proper and centre! However we have been all determined to go on vacation so everybody was reserving journeys whereas figuring out there was an opportunity it could by no means occur.

At that time, I actually appreciated figuring out that my holidays could be lined, even when we needed to cancel on account of Covid. Cedar Tree’s journey insurance coverage is complete and there’s an easy-to-follow coverage so I knew that even when considered one of us needed to isolate and cancel our journey, we’d nonetheless be lined.

Journey insurance coverage insurance policies may be so sophisticated and wordy, to a degree the place you don’t actually know what you’re lined for, however Cedar Tree made all of it actually easy. 

I knew my journeys could be lined if we needed to cancel a vacation on account of Covid and my household could be cared for if any of us turned unwell overseas.

Quick ahead 12 months and sure, we nonetheless all need complete cowl, however our new concern is the price of residing disaster.

How can our journey insurance coverage assist us get monetary savings?

Cedar Tree member golf equipment for large financial savings

Life is getting increasingly costly and we’re all searching for straightforward methods to save cash.

And that’s the place Cedar Tree is available in.

Once you get your journey insurance coverage by means of Cedar Tree, you’ve entry to their distinctive member membership the place there are year-round financial savings obtainable.

Lots of the financial savings are for on a regular basis spending, akin to reductions at main supermarkets like Sainsbury’s, Tesco and Asda or manufacturers akin to ASOS, Primark, and Currys.

It’s the sort of little, on a regular basis financial savings that slowly add up!

How I exploit the Cedar Tree Low cost Hub 

There are such a lot of issues you could possibly use the Low cost Hub for however right here’s how I’ve been utilizing it…

Airbnb – 5% low cost

You may get a 5% low cost with Airbnb and, as I exploit Airbnb A LOT, this has been an excellent one for me. I exploit Airbnb for no less than half of my journeys so these 5% reductions do add up.

I stayed in Airbnb’s in Tenerife for Christmas and New Yr in order that 5% low cost would have got here in helpful!

Household cinema days or date night time – 40% off cinema tickets and eight% off dinner

You’ll be able to stand up to 40% off cinema tickets at ODEON, Vue and Cineworld utilizing the DiscountHub. 

I do know it makes me sound like an previous girl however cinema tickets are so costly today! When did the cinema develop into such an costly day trip!?

Utilizing the Low cost Hub  I can get cinema tickets at Vue cinema (my native one has these large, comfortable seats!) for simply £7.01.

Mix this with an 8% low cost at Wagamama and also you’ve obtained your self an ideal household day trip with massive financial savings!

I used these reductions twice throughout the latest Easter holidays, saving my household about £20 in complete.

And sure, that £20 can go straight into the pot for an additional household day trip.

40% off cinema tickets!? Don’t thoughts if I do!

Cedar Tree Low cost Hub for items

One other means I like to make use of the Low cost Hub is for items – notably reward playing cards.

You may get discounted reward playing cards for in every single place from Primark to Miller & Carter and most reward playing cards appear to have between 3-15% off (most appear to common about 8% off). Virgin Expertise Days reward playing cards have 20% off and Miller & Carter is 10% off.

Journey Hack Tip: In the event you’ve obtained pals or household with younger children, there isn’t a higher reward than a restaurant voucher and the promise to babysit whereas mum and pop exit for a pleasant meal!

On the subject of Christmas time, I’m certain these low cost reward playing cards are going to return in very helpful!

7% off for M&S meals!

I don’t do my full weekly store at M&S however I do love an M&S meal deal! 

The £12 Asia meal deal, or the £20 Date Night time & Fizz meal offers are an absolute winner in my home. Less expensive than a takeaway and so they’re often simply as good!

And should you use the Cedar Tree Low cost Hub, you will get 7% off at M&S.

Let’s say you bought the £20 date night time meal deal as soon as every week. That might price £1,040 a 12 months. However utilizing the 7% low cost, it prices £967.20 which means an annual saving of £72.80.

M&S meal offers for the win throughout a latest journey to a log cabin in Snowdonia

Little financial savings add up

It doesn’t take lengthy earlier than all of those little financial savings begin to add up.

I do know these are all small financial savings however it’s really easy to do by way of the app that you simply’d be foolish to not take advantage of it.

Stay month-to-month attracts

Not solely do you get entry to plenty of financial savings however there are additionally reside month-to-month attracts that are free to enter for policyholders.. I’m actually hoping to win that £500 Airbnb voucher this month!

Greater reductions with every new coverage

One other profit to utilizing Cedar Tree is that the longer you’re a member with them, the larger your reductions develop into. When you’ve had 6 insurance policies, or earned 200 factors, you get 20% low cost!

Cedar Tree Membership App makes it really easy to save lots of

I’ll admit that I’m often a bit lazy about getting reductions. You usually have to leap by means of so many hoops to get your low cost that it barely appears value it to get 70p off!

However the Cedar Tree app is very easy to make use of so it’s no additional trouble to get it.

For most of the reductions it is advisable purchase a present card, so when you know the way a lot your invoice shall be, simply go onto the app, choose the reward card you want and the quantity you need it for. I pay rapidly with Apple Pay after which the reward card is instantly emailed to me.

It takes an additional minute and it’s properly value it (particularly once you get 10% off for a household of 5 at Miller & Carter!)

Check out Cedar Tree journey insurance coverage insurance policies and the Low cost Hub!

I have an unique 20% low cost code too: LVYARC69UR

 The Cedar Tree low cost code can’t be used at the side of some other provide, and the coverage should be purchased instantly from www.cedartreeinsurance.com  

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