Wednesday, November 13, 2024

The way to get your journey insurance coverage free of charge, and make annual financial savings that might even imply an additional vacation

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We’re delving into some actual adulting right now as we chat about journey insurance coverage and cash saving hacks! 

Do you know that when you use Cedar Tree journey insurance coverage, you get entry to a member’s membership the place there are huge reductions for each journey and on a regular basis spending?

I began utilizing Cedar Tree for my household’s annual journey insurance coverage final yr as a result of I liked their easy-to-understand coverage and their complete Covid cowl. I didn’t truly realise that their member’s membership, which now consists of the Low cost Hub, can be such a bonus!

Utilizing the reductions on this membership you might go on to avoid wasting sufficient cash to cowl the price of your journey insurance coverage and even sufficient to e book one other vacation!

Sure, that’s proper. You can basically get your journey insurance coverage free of charge and make huge financial savings, which you might stash away…however everyone knows we’d reasonably spend these financial savings on a vacation!

Listed here are some examples of the financial savings out there within the Cedar Tree Low cost  Hub

  • 40% off cinema tickets
  • 10% off lodge bookings with Accommodations. com
  • As much as 20% off automobile rent
  • 10% off Expedia UK bookings

If you happen to purchase eGift playing cards you will get:

  • 4% off at supermarkets like Sainsbury’s or John Lewis
  • 7% off at M&S
  • 7% off at JustEat
  • 5% off with Airbnb

There are such a lot of extra methods to economize with the Low cost Hub however I’ve gone right into a bit extra element about how I’m saving cash for my household under.

Cheers to 7% off my M&S G&T!

^I stayed in a distant cabin in Snowdonia this weekend so stocked up on M&S meals and goodies earlier than I left – all purchased with my 7% low cost by way of the Low cost Hub!

Cedar Tree Journey Insurance coverage

My 20% Cedar Tree Low cost Code: LVYARC69UR

The Cedar Tree low cost code can’t be used at the side of another supply, and the coverage should be purchased straight from www.cedartreeinsurance.com 

You might do not forget that final yr I began utilizing Cedar Tree for my household’s annual journey insurance coverage. This was a time when journey was unsure resulting from Covid restrictions and holidays had been being cancelled left, proper and centre! However we had been all determined to go on vacation so everybody was reserving journeys whereas realizing there was an opportunity it could by no means occur.

At that time, I actually appreciated realizing that my holidays can be coated, even when we needed to cancel resulting from Covid. Cedar Tree’s journey insurance coverage is complete and there’s an easy-to-follow coverage so I knew that even when certainly one of us needed to isolate and cancel our journey, we’d nonetheless be coated.

Journey insurance coverage insurance policies may be so sophisticated and wordy, to a degree the place you don’t actually know what you’re coated for, however Cedar Tree made all of it actually easy. 

I knew my journeys can be coated if we needed to cancel a vacation resulting from Covid and my household can be cared for if any of us grew to become unwell overseas.

Quick ahead 12 months and sure, we nonetheless all need complete cowl, however our new concern is the price of residing disaster.

How can our journey insurance coverage assist us get monetary savings?

Cedar Tree member golf equipment for enormous financial savings

Life is getting increasingly costly and we’re all on the lookout for straightforward methods to economize.

And that’s the place Cedar Tree is available in.

If you get your journey insurance coverage by way of Cedar Tree, you’ve gotten entry to their distinctive member membership the place there are year-round financial savings out there.

Lots of the financial savings are for on a regular basis spending, comparable to reductions at main supermarkets like Sainsbury’s, Tesco and Asda or manufacturers comparable to ASOS, Primark, and Currys.

It’s the type of little, on a regular basis financial savings that slowly add up!

How I exploit the Cedar Tree Low cost Hub 

There are such a lot of issues you might use the Low cost Hub for however right here’s how I’ve been utilizing it…

Airbnb – 5% low cost

You may get a 5% low cost with Airbnb and, as I exploit Airbnb A LOT, this has been an awesome one for me. I exploit Airbnb for no less than half of my journeys so these 5% reductions do add up.

I stayed in Airbnb’s in Tenerife for Christmas and New Yr in order that 5% low cost would have got here in useful!

Household cinema days or date evening – 40% off cinema tickets and eight% off dinner

You may stand up to 40% off cinema tickets at ODEON, Vue and Cineworld utilizing the DiscountHub. 

I do know it makes me sound like an outdated woman however cinema tickets are so costly lately! When did the cinema develop into such an costly time out!?

Utilizing the Low cost Hub  I can get cinema tickets at Vue cinema (my native one has these huge, comfortable seats!) for simply £7.01.

Mix this with an 8% low cost at Wagamama and also you’ve acquired your self an ideal household time out with huge financial savings!

I used these reductions twice in the course of the latest Easter holidays, saving my household about £20 in complete.

And sure, that £20 can go straight into the pot for an additional household time out.

40% off cinema tickets!? Don’t thoughts if I do!

Cedar Tree Low cost Hub for items

One other method I like to make use of the Low cost Hub is for items – notably present playing cards.

You may get discounted present playing cards for in all places from Primark to Miller & Carter and most present playing cards appear to have between 3-15% off (most appear to common about 8% off). Virgin Expertise Days present playing cards have 20% off and Miller & Carter is 10% off.

Journey Hack Tip: If you happen to’ve acquired mates or household with younger children, there isn’t a higher present than a restaurant voucher and the promise to babysit whereas mum and pop exit for a pleasant meal!

On the subject of Christmas time, I’m certain these low cost present playing cards are going to return in very useful!

7% off for M&S meals!

I don’t do my full weekly store at M&S however I do love an M&S meal deal! 

The £12 Asia meal deal, or the £20 Date Night time & Fizz meal offers are an absolute winner in my home. Less expensive than a takeaway and so they’re often simply as good!

And when you use the Cedar Tree Low cost Hub, you will get 7% off at M&S.

Let’s say you bought the £20 date evening meal deal as soon as every week. That might price £1,040 a yr. However utilizing the 7% low cost, it prices £967.20 that means an annual saving of £72.80.

M&S meal offers for the win throughout a latest journey to a log cabin in Snowdonia

Little financial savings add up

It doesn’t take lengthy earlier than all of those little financial savings begin to add up.

I do know these are all small financial savings however it’s really easy to do by way of the app that you simply’d be foolish to not profit from it.

Reside month-to-month attracts

Not solely do you get entry to a number of financial savings however there are additionally reside month-to-month attracts that are free to enter for policyholders.. I’m actually hoping to win that £500 Airbnb voucher this month!

Greater reductions with every new coverage

One other profit to utilizing Cedar Tree is that the longer you’re a member with them, the larger your reductions develop into. When you’ve had 6 insurance policies, or earned 200 factors, you get 20% low cost!

Cedar Tree Membership App makes it really easy to avoid wasting

I’ll admit that I’m often a bit lazy about getting reductions. You usually have to leap by way of so many hoops to get your low cost that it barely appears value it to get 70p off!

However the Cedar Tree app is very easy to make use of so it’s no further problem to get it.

For lots of the reductions it is advisable purchase a present card, so when you know the way a lot your invoice will probably be, simply go onto the app, choose the present card you want and the quantity you need it for. I pay rapidly with Apple Pay after which the present card is instantly emailed to me.

It takes an additional minute and it’s properly value it (particularly once you get 10% off for a household of 5 at Miller & Carter!)

Check out Cedar Tree journey insurance coverage insurance policies and the Low cost Hub!

I have an unique 20% low cost code too: LVYARC69UR

 The Cedar Tree low cost code can’t be used at the side of another supply, and the coverage should be purchased straight from www.cedartreeinsurance.com  

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